Wednesday, August 26, 2020

Night World Daughters of Darkness Chapter 13 Free Essays

Jade sat in the wing seat, holding Tiggy upsidedown on her lap, petting his stomach. He was murmuring yet frantic. She gazed down into irate, gleaming green eyes. We will compose a custom paper test on Night World : Daughters of Darkness Chapter 13 or on the other hand any comparable subject just for you Request Now â€Å"The other goat,† Kestrel reported from the entryway, saying the word as though it were something not referenced in well mannered society, â€Å"is fine and dandy. So you can let the feline out.† Jade didn’t think so. There was someone insane inBriar Creek, and she intended to protect Tiggy where she could see him. â€Å"We’re must benefit from the goat, are we?† Kestrel asked Rowan hazardously. â€Å"Of course not. Auntie Opal did in light of the fact that she was tooold to hunt.† Rowan looked distracted as she replied. â€Å"I like hunting,† Jade said. â€Å"It’s far and away superior thanI figured it would be.† But Rowan wasn’t tuning in she was gnawing her lip and gazing into the separation. â€Å"Rowan, what?† â€Å"I was contemplating the circumstance we’re in. You and Mark, for a certain something. I think we have to talk about that.† Jade felt reflexive alert. Rowan was in one of herorganizing temperaments which implied you could flicker and find that she’d improved all your room furnitureor that you were moving to Oregon. â€Å"Talk about what?† she said carefully. â€Å"About what both of you are going task. Is he going to remain human?† â€Å"It’s unlawful to change him,† Kestrel put in distinctly. â€Å"Everything we’ve done for this present week is illegal,†Rowan said. â€Å"And in the event that they trade blood again well, it’s just going to take two or multiple times. Do you need him a vampire?† she asked Jade. Jade hadn’t contemplated it. She thought Mark was pleasant the manner in which he was. Yet, maybehe would wantto be one. â€Å"What are you going to do with yours?† she asked Ash, who was coming gradually ground floor. â€Å"My what?† He looked sluggish and crabby. â€Å"Your perfect partner. Is Mary-Lynnette going to stayhuman?† â€Å"That’s the other thing I’ve been stressing about,† Rowan said. â€Å"Have you thought by any means, Ash?† â€Å"I can’t think at this hour toward the beginning of the day. I don’thave a mind yet.† â€Å"It’s nearly noon,† Kestrel said contemptuously. â€Å"I don’t care when it is. I’m still asleep.† He meandered toward the kitchen. â€Å"And you don’t need to worry,† he included, thinking back and sounding progressively wakeful. â€Å"Because I’m not doinganythingwith the young lady also, Jade’s not doing anything with the sibling. Since we’re goinghome.†He vanished. Jade’s heart was pulsating hard. Debris may act unimportant, however she saw the mercilessness underneath. She taken a gander at Rowan. â€Å"Is Mary-Lynnettereally his soulmate?† Rowan reclined, her earthy colored hair spreading likea cascade on the green brocade of the love seat. â€Å"I’m apprehensive so.† â€Å"But then how might he need to leave?† â€Å"Well †¦Ã¢â‚¬  Rowan faltered. â€Å"Soulmates don’t consistently remain together. Once in a while it’s an excess of the fire and lightning what not. A few people just can’tstand it.† Perhaps Mark and I aren’t truly perfect partners, Jade idea. What's more, perhaps that’s great. It sounds agonizing. â€Å"Poor Mary-Lynnette,† she said. A dear voice sounded in her mind:Whydoesn’tanybody state â€Å"Poor Ash†? â€Å"Poor Mary-Lynnette,† Jade said once more. Debris returned. â€Å"Look,† he said and plunked down onone of the cut mahogany seats. â€Å"We need to get things straight. It’s not only an issue ofme needing you to return home. I’m not by any means the only one who knows you’re here.† Jade solidified. Kestrelsaid, nearly pleasantly,†Youtold somebody?† â€Å"I was remaining with someone when the family called to state you were absent. Furthermore, he was there at the point when I understood where you more likely than not gone. He likewise happens to be an incredibly amazing clairvoyant. So simply view yourself as fortunate I persuaded him to let me attempt to get you back.† Jade gazed at him. She considered herself fortunate. She additionally thought of it as odd that Ash would go to such difficulty for her and Rowan and Kestrel-for any bodybesides Ash. Perhaps she didn’t know her sibling just as she suspected. Rowan stated, solemnly, â€Å"Who was it?† â€Å"Oh, nobody.† Ash reclined and took a gander at the roof. â€Å"Just Quinn.† Jade jumped. Quinn †¦ that snake .He had a heart like an ice sheet and he loathed people. He was the sort to assume control over Night World law on the off chance that he didn’t think it was being implemented appropriately. â€Å"He’s returning on Monday to check whether I’ve takencare of the situation,† Ash said. â€Å"And on the off chance that I haven’t,we’re all dead-you, me, and your little human buddies.† Rowan stated, â€Å"So we’ve got until Monday to figuresomething out.† Kestrel stated, â€Å"If he gives anything a shot us, he’s in fora fight.† Jade crushed Tiggy to make him snarl. Mary-Lynnette had been dozing like a stone-buta stone with curiously clear dreams. She imagined about stars more splendid than she’d ever observed and starclouds sparkling in hues like Aurora Borealis. She imagined about sending a cosmic message to Cambridge, Massachusetts, to enlist her case for finding another supernova. About being the firstto see it with her superb new eyes, eyes thatshe found in a mirror-were all understudy, similar to an owl’s or a cat’s†¦. At that point the fantasy changed and she was an owl, diving down in a confounding surge from an empty Douglas fir. She held onto a squirrel in her claws andfelt a flood of basic bliss. Slaughtering felt so common. All she needed to do was be the best owl she could be, and snatch food with her feet. In any case, at that point a shadow fell over her from somewhereabove. What's more, in the fantasy she felt a horrendous debilitated genuine ization-that even trackers could be pursued. What's more, that something was after her†¦. She woke up bewildered not as towhere shewas, yet with respect to what her identity was. Mary-Lynnette or a tracker being pursued by something with white teeth in themoonlight? What's more, in any event, when she went ground floor, she couldn’t shake off the wiped out inclination from her fantasy. â€Å"Hi,† Mark said. â€Å"Is that morning meal or lunch?† â€Å"Both,† Mary-Lynnette stated, plunking down on the family room lounge chair with her two granola bars. Imprint was watching her. â€Å"So,† he stated, â€Å"have you been pondering it, too?† Mary-Lynnette detached the covering a granola bar with her teeth. â€Å"About what?† † Youknow.† Mary-Lynnette knew. She looked around to ensure Claudine wasn’t in earshot.† Don’t think about it.† â€Å"Why not?† When she didn’t answer, he said,†Don’t disclose to me you haven’t been thinking about what it would resemble. To see better, hear better, be telepathic†¦and live for eternity. That is to say, we could see the year 3,000. You know, the robot wars, colonizing other planets†¦. Please, don’t let me know you’renot indeed, even a little curious.† All Mary-Lynnette could consider was a line from a Robert Service Poem: Andthe skies of nightw re bursting at the seams with light, with a pulsating, exciting flame†¦ . â€Å"I’m curious,† she said. ‘But there’s no reason for pondering. They do things we couldn’t do-they kill† She put down her glass of milk as though she’d lost herappetite. She hadn’t, however and wasn’t that the issue? She should be wiped out to her stomach at simply the idea of executing, of drinking blood from a warm body. Rather, she was terrified. Of what was out there inthe world-and of herself. â€Å"It’sdangerous,†she said so anyone might hear to Mark. â€Å"Don’tyousee? We’ve gotten stirred up in this Night World-and it’s a spot where awful things can occur. Not simply terrible like failing a class. Terrible like †¦Ã¢â‚¬  †¦ white teeth in the evening glow †¦ â€Å"Like getting lolleddead,† Mary-Lynnette said. â€Å"And that’s genuine, Mark. Dislike the movies.† Imprint was gazing at her. â€Å"Yeah, however we realized that already.† His tone said â€Å"What’s the enormous deal?† Furthermore, Mary-Lynnette couldn’t clarify. She stood up suddenly. â€Å"If we’re going over yonder, we’d better get moving,† she said. â€Å"It’s right around one o’clock.† The sisters and Ash were holding up at Burdock Farm. â€Å"You and Mark can sit in the front with me,† MaryLynnette told Jade, not taking a gander at Ash. â€Å"But I don’t think you’d better bring the cat.† â€Å"The feline goes,† Jade said solidly, getting in. â€Å"OrI don’t.† Mary-Lynnette put the vehicle in gear and pulled out. As they came in sight of the little duster of structures on Main Street, Mark stated, â€Å"And there it is, downtown Briar Creek in the entirety of its magnificence. A regular Friday evening, with completely no one on the streets.† He didn’t state it with his standard sharpness. MaryLynnette looked at him and saw that it was Jade he was conversing with. Also, Jade was glancing around with real enthusiasm, regardless of the cat’s paws inserted in her neck. â€Å"Somebody’son the streets,† she said merrily. â€Å"It’s that. kid Vic. Also, that other one, Todd. Also, developed ups.† Mary-Lynnette eased back as she passed the sheriff’soffice yet didn’t stop until she reach

Saturday, August 22, 2020

Policy Brief Project Descriptioin ( prison and privatization) Research Paper

Strategy Brief Project Descriptioin ( jail and privatization) - Research Paper Example er jail privatization are investigated by covering sub themes on financial points of view, which remember contentions for favor and against the arrangement through cost factor conversation, hypothetical contemplations on the strategy, and how jail penitentiaries are overseen. The changed strategy pattern incorporates a case brief of Florida. The procedure of arrangement making is extravagantly assessed. Investigation incorporates the acquisition procedure. Job of governmental issues is examined. Job of social partner bunches on changing qualities and interest of different partners on the arrangement features the state of mind of people in general and scramble of the legislature in permitting privatization. End is inferred on adopting a restriction strategy. The pattern of jail privatization began in mid-1980s in the United States. Starting to lead the pack from subsequently, the jail privatization not just became very quick in the government, state and district remedial offices, yet in addition caught advertise for different fields of the jail business like offering budgetary types of assistance for the structure of new penitentiaries and the upkeep of the current detainment facilities. Furthermore, various such privately owned businesses have become open restricted worries by enjoying stock exchanging also. The matter of jail privatization has seen generally more development than different administrations organizations. By and large, privatization of jails is established in â€Å"public choice† thinking of the socio-world of politics, made from the antigovernment state of mind during the Reagan time. It prompted arrangement change in the underlying phases of approach definition, and in the activities of detainment facilities. The issue of jail privatization has publicized the idea that detainment has become an apparatus in the hands of government officials for defining strategies on basic least detaining for the development of jail privatization industry (Price a& Riccucci, 2005). Investigation of the information of the 50 states shows the job of political components like the world of politics of a state and the ideological group administering

Sunday, August 16, 2020

How to Make Cold Calling Work

How to Make Cold Calling Work Cold calling is a bit of a dirty word in the sales world. Most individuals you interview hate receiving cold calls, whilst even the sales representatives have a dislike for the practice. Yet, it remains an important strategy for many companies and it has the potential to provide plenty of benefits to a business â€" if only conducted properly. © Shutterstock.com | Nikita SavostikovThis guide will look at 1) what cold calling is all about, 2) the reason it has a bad reputation, and 3) the advantages it offers to businesses. You’ll learn about 4) the core building blocks of a successful cold calling strategy and 5) the keys to a good cold call.WHAT IS COLD CALLING ALL ABOUT?The practice of cold calling refers to a situation where a business contacts potential customers without their anticipation of such an interaction. It is essentially a technique where the business approaches individuals without knowledge that they are interested.You shouldn’t confuse it with the opposite practice of warm calling, where the business has prior knowledge to suggest the person contacted is interested in the product. Cold calling can sometimes also be mistakenly identified as telemarketing. Whilst cold calling is a form of telemarketing, telemarketing is not limited to using cold calling as a strategy. In telemarketing, there is often pri or research involved and it often includes further call-ups with the individual or business.Cold calling strategies typically refer to phone calls, but cold calling can also entail different methods. For example, drop-in visits can be part of a cold calling strategy. The defining aspect of a cold calling strategy is its focus on individuals or businesses, which are not pre-screened or questioned to find out whether they are interested in what the business has to offer.The practice is widely considered one of the toughest sales strategies, mainly due to its unpredictability.WHY COLD CALLING HAS A BAD REPUTATIONCold calling has received a bad reputation in recent years. Since the nature of cold calling requires the contact to be without a prior notice, it can often be considered rather intrusive. The strategy doesn’t involve any prior knowledge of whether the customer is looking to receive the contact and at what time, which can lead to the business contacting at inappropriate times .There have also been certain examples of industries and businesses using aggressive cold calling tactics. Some of these have meant individuals have been contacted at a wholly inappropriate time, the sales pitches have been too intrusive and the person has been contacted numerous times a week or even a day.With the rise of alternative marketing and sales tactics, such as social media, e-mails and text message marketing, cold calling has also been loosing more ground and popularity.WHY COLD CALLING CAN BE BENEFICIAL TO YOUR BUSINESSBut despite the bad press, there are certain benefits a business can enjoy by using a cold calling strategy. If you apply cold calling in the right manner in your business, the strategy has the potential to:Identify new leads â€"Cold calling is a great way to recognise new targets for your business. Whether you are looking to sell your product or service to an individual or a business entity, you can gain insight into a potential client simply by contactin g people. In terms of cold calling from business to business, cold calling can be a great way to identify the people in the other business that might be interested in knowing about your business.Gain insight in the market â€" If your business’ marketing tactics are not providing the required impact, cold calling can be a useful method for understanding the reasons behind the problem. By contacting the individuals, you can understand why people might not be interested in your product. If you reach out to people you’ve cold called in the past with no success, you can gain insight into why the particular campaign didn’t work. Perhaps what you offer is not the problem, but rather the way you were trying to sell it.Cost effective marketing â€" Cold calling also tends to offer a more cost-effective solution to some other marketing methods. Telemarketing is often a relatively cheap alternative to advertising through other mediums and can help you increase conversion rates with relati vely little effort.On an individual level, mastering the art of cold calling can also be highly beneficial. Since the strategy is considered to be among the hardest sales tactics, you can learn plenty of transferable skills by becoming good at cold calling. These skills include the ability to solve problems quickly, increased creativity and enhanced interpersonal skills.THE THREE BUILDING BLOCKS OF EFFECTIVE COLD CALLING CAMPAIGNSIn order to avoid the negative response and to take advantage of the above benefits, your business must approach cold calling carefully. It is vital to device a solid strategy for cold calling or otherwise your business could potentially damage its brand, as well as miss the benefits.For your cold calling strategy to work, the following three building blocks must be at the core of your plan.1) Defining your target marketFirst, while cold calling doesn’t require you to know whether the people you are contacting are looking for your specific business, it al so doesn’t mean you just dial a number and start calling. You need to define a target market before you start calling, because not everyone is going to benefit from what you are offering.Before you make the calls or visits, consider the kind of audience you are looking for, the people or businesses that would actually benefit from your business. The art of cold calling is all about understanding who can benefit from what you offer and convincing the individuals or businesses to feel the same way.Since you don’t want to be spending time with customers who have no need for your product, you need to be able to identify the ones that do. This will ensure you actually provide the right sales pitch to the right people.In addition, if you are targeting business clients, then you have to do basic research before you call. What is meant by basic research is not detailed business and personal information â€" you simply need to know the name and the area of industry the business operates i n. These can be found on LinkedIn and business websites in a matter of seconds, so don’t forget the basic research!2) Having a reason for calling and a call to actionOn the other hand, you also need to have a valid reason for contacting the people. In a matter of moments, you must be able to explain to the individual why they should take the time and listen to your pitch. If you don’t have a purpose for contacting them, you aren’t going to convince anyone to listen to you.Essentially this means that your cold calling campaign must have a goal (for example, introducing your new product line for people), as well as a convincing value proposition for the customers (for example, they can gain free access to the latest medical research).Having a goal for the phone call or meeting will provide more direction for the conversation. You are able to direct the conversation towards meeting the end goal, which doesn’t always have to be an actual sale. Furthermore, it also makes it easie r to measure the success of your cold calling strategy. By having an end goal to each call, you can immediately see whether the goal was met or not.As well as having a clearly defined objective for the call, you must also make sure each contact provides the individual with a call to action. This can be anything from offering a sale to getting them sign up with your newsletter. The most important thing is to offer this call to action. If you give the individual the option to react, it is much likely going to lead to a meaningful relationship instead of you just providing information about your business.3) Employing the right personnelFinally, your cold calling strategy must be built around the right employees. As we’ve mentioned above, cold calling is one of the toughest sales tactics in the world and not everyone is able to pull it off. Even if you take care of the other two building blocks, you can’t guarantee success without having the right people making the calls.Part of the reason cold calling has such a bad name in the business world is because it has been conducted by the wrong people. Many companies tend to have the worst salespeople conducting cold calling and some companies still use the cold calling floor as a ‘punishment’ for bad sales representatives. Avoid this sort of approach in your business. Instead, you should opt to employ the best people for the position and get them to feel proud of what they do.When you are looking for people to cold call for you, make sure you hire the people with the right skills. A cold caller will need to be:A good communicatorPassionate about the jobCompassionate towards other people and their feelingsA great sales personA quick thinker and a problem solverGetting good at cold calling will take some practice and you definitely want to train your personnel, especially if they are new to the practice. Continuous analysis of how well your employees are doing is important in order to ensure they are meeting thei r targets, as well as enjoying what they do.THE KEYS TO A GOOD CALLIf you have the above three building blocks under control, you need to turn your attention to the actual call (the points also apply to a good cold meeting). It’s important to focus on the quality of the call because simple things can have a huge impact on how successful your cold calling campaign will be.Apply enthusiastic and energetic approachHave you ever received a cold call in the middle of your lunch from someone who sounded half asleep and unbothered about your response? If you have, then you probably didn’t end up having a meaningful conversation with the person, which resulted in you purchasing the product or service they were selling.The way other people talk to us can have a huge impact on how we approach the situation as well. If you sound energetic and enthusiastic about the products, is much more likely the person listening will also feel excited to hear more. By sounding defeatist and uninterested , you channel these feelings to the person you are talking with.Before you pick up the phone, try to get into that energetic and enthusiastic state. Make sure you smile while you speak and be as positive about the situation as you can. Don’t be too apologetic about the call â€" you are, after all, in the strong belief the person will benefit from what you are offering. This naturally doesn’t mean you shouldn’t be mindful, which will be discussed in detail below.Furthermore, make sure you try and get the energetic approach transferred to the individual as well. One way to do this is to ensure you aren’t the only one talking. Make sure the cold call pitch involves plenty of questions that challenge the other person to think and pay attention.Prepare yourself properlyWe’ve already discussed the importance of devising a plan of action for your cold calls. As well as having the overall reason for cold calling and the sales pitch for why the product and service matters, the call er must also focus on preparing themselves for the call.It’s important to ensure the person knows the product and service on sale inside out, not just the benefits it has for the target market. You never know what questions the individual might ask and you must be prepared to give the answers â€" or know how and where the person can find out more.It is a good idea to also have a sales pitch script at hand for the call. This doesn’t mean you must read out the statements and not step out of the script, but it can provide more structure for the call. Have the key points of the call prepared in advance to ensure you never miss mentioning them.As mentioned above, the attitude of the caller can have a huge impact on how well the call goes. Therefore, you need to ensure you call when you are at the right mind set. It might sound odd, but sales persons can influence their ability to sell with a healthy lifestyle. When your body and mind feels good, it will show in your work as well!Fina lly, be prepared for different responses. Anyone who’s cold called before knows you can be greeted with anything from real enthusiasm to outright hostility. It is crucial you are able to deal with different reactions and deal with them in a professional manner. Remember a cold first contact doesn’t necessarily mean you can’t win the customer over!Catch attention immediatelyWhen you cold call a customer, you are essentially interrupting them. The starting point of the pitch is therefore not ideal and you need to be able to turn the mood around immediately. There is a lot of pressure at the start of the call and you must be able to catch the individual’s attention in a positive manner.It’s a good idea to overcome the initial annoyance of the disruption with something better. The person might have been in the middle of watching their favourite TV show and you need to tell them something, which is more interesting to them.Don’t bother with too much personal rapport building at the start; you don’t need to be talking about the weather or their hobbies at this point. You want the person to have an instant reaction to whether you are offering something interesting with good value.Check out the tips for nailing the first 20 seconds of your cold call from this YouTube video: Offer optionsIndividuals who dislike cold calling often feel helpless. The aggressive cold calling strategy floods the individual with information and makes it hard for the individual to have a say or opt out from the situation. If you want to succeed with your cold calling, you need to offer options.First, make sure you clearly give the individual the option to stop the call after you’ve told them your reasons for contacting them and how they might benefit from your business. Don’t simply let them hang up. Offer them the option of an alternative time for the call, a different contact method (for example, e-mail) or the option of no further contact.In addition, don’t simply try to make a single type of sale. Instead of offering a product X, try tweaking the offer by offering a free sample or a try-out. You could even give options like a three-month subscription instead of six and so on. If the individual feels in charge, they are much happier to talk to you.Be mindfulFinally, it is essential you are mindful about the situation. Cold call is essentially going to interrupt the person and you can’t just pretend it isn’t a minor disruption. You shouldn’t treat it as a cold-hearted strategy for pushing a sale â€" even when you don’t end up selling, you might make a further sale later if you made a good impression.Always sound mindful about the situation and as mentioned above, offer the individual the option to have the conversation later or never, if that’s what they want. If the person you are talking with sounds truly agitated, don’t continue. You might have caught them at a horrible time and you don’t want to try your luck.Be wary of the times you call or visit companies. Not only is it good manners to carefully pick the time for the call, it also makes more business sense in most instances. Calling to another business about a sale at 16.30 on a Friday afternoon is certainly not the time most people are willing to talk business.But as mentioned earlier, don’t feel negative or ashamed your business uses cold calling as a strategy. Respect customer boundaries and personal freedom to choose, but make sure your cold calling strategy’s bottom line is to help people find the right products and services.

Sunday, May 24, 2020

Bank and Essay - 20871 Words

About 51,70,000 results (0.34 seconds) Search Results 1. 30 Best Bank Essay Topics www.selfgrowth.com †º Articles †º Success Skills †º Continuing Education No matter how good your bank essay is, if you have selected a boring ... Banking essays can be real fun to play with if you have a thorough ... Related Articles. 2. Important Essays for Bank Exams - Jagran Josh www.jagranjosh.com/articles-important-essays-for-bank-exams-1314356... Important Essays: Find Essay writing topics, Essay writing tips, Essay writing formats and other Important Essays for SBI and other Bank exams. ‎Jan Lokpal Bill - ‎Corruption In India - ‎Role of media in a democracy 3. Free banking Essays and Papers - Free Essays†¦show more content†¦3) Are the efforts taken by banks to popularise banking been successful? ... Banking related general awareness -- 6 2013 TWO. 5. ESSAY WRITING -- A FEW TOPICS ~ Bank Exams About 51,70,000 results (0.34 seconds) Search Results 1. 30 Best Bank Essay Topics www.selfgrowth.com †º Articles †º Success Skills †º Continuing Education No matter how good your bank essay is, if you have selected a boring ... Banking essays can be real fun to play with if you have a thorough ... Related Articles. 2. Important Essays for Bank Exams - Jagran Josh www.jagranjosh.com/articles-important-essays-for-bank-exams-1314356... Important Essays: Find Essay writing topics, Essay writing tips, Essay writing formats and other Important Essays for SBI and other Bank exams. ‎Jan Lokpal Bill - ‎Corruption In India - ‎Role of media in a democracy 3. Free banking Essays and Papers - Free Essays www.123helpme.com/search.asp?text=banking Free banking papers, essays, and research papers. 4. Essay topics ~ Bank Exams www.sbank.in/2011/04/essay-topics.html Apr 23, 2011 - Essay topics ... 3) Are the efforts taken by banks to popularise banking been successful? ... Banking related general awareness -- 6 2013 TWO. 5. ESSAY WRITING -- A FEW TOPICS ~ Bank Exams About 51,70,000 results (0.34 seconds) Search Results 1. 30 Best Bank Essay Topics www.selfgrowth.com †º Articles †º Success Skills †º Continuing Education No matter how good your bank essay is,Show MoreRelatedBank Essay1152 Words   |  5 Pagesbe moved in and ready to start the rest of my life. As doing so I must have a bank to put all my money in. ive chosen 2 banks that would be good for me in college and 2 that wouldnt be so good for me. There are many banks that I was interested in when I attend college and they include the 5th and 3rd bank, 4front, Chase bank and PNC. 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Read More bank failures Essay1198 Words   |  5 Pagesnet/2001/article/bank_failures.htm Bank Failures We have written before about the remarkable ability of banks to create money when making loans, and of their equally remarkable ability to multiply these newly created-from-nothing bank deposits via fractional reserve banking. What we have written is true, and easily verified. But banks fail! That fact is equally true, and easily verified as well. How can we reconcile these apparently contradictory facts? If banks can create, and multiply, money, howRead More Centrust Bank Essay1243 Words   |  5 Pages CenTrust Bank Scandal CenTrust, first called Dade Federal Savings and Loan, was founded in 1934 during the Great Depression and eventually became a stalwart of the South Florida business establishment. By the early 1980s, Miami had a corporate community that any city would envy. The companies were large and growing. They contributed mightily to local causes. They virtually invented a skyline where none existed as late as the early 1980s. CenTrust Bank and David Paul gave huge sums of money andRead MoreBank Closures Essay1261 Words   |  6 PagesAccording to the Federal Deposit Insurance Corporation (FDIC), the number of bank branches shrinks dramatically after the crisis. A total loss of 7, 689 bank branches occurred from 2009 to 2016. Figure \ref{f: map} shows the gain and loss of bank branches in the U.S. counties. In the local lending markets, banks used to act as the key financial intermediaries. A well developed banking network eases access to credit, which benefits the local economy by eliminating poverty (Burgess and Pande 2005)Read MoreEssay on Houston Food Bank1327 Words   |  6 PagesHOUSTON FOOD BANK General Purpose: To inform Specific Purpose: To inform the audience of the workings of the Houston Food Bank and the concepts discussed during the course which were demonstrated through our volunteer experience. Organizational Pattern: Topical Thesis Statement: The Houston Food Bank uses the efforts of volunteers as well as donations to support the reduction of hunger in the community. INTRODUCTION When the topic of people going hungry is presented, it is not far-fetchedRead Moretest bank Essay5473 Words   |  22 Pagesstrategic management Capsule 1.5 SWOT SC01.03 In a large US steel firm, the corporate planning process in 1965 could be described as: a- Integration of division strategic plans, iteration between divisions and the headquarters, and contact of banks to explore the best deal for providing capital b- Forecast of demand, determination of targets for each district, determination of need for additional production capacities, decision from top executives, and investment c- Marketing analysis, estimationRead MoreEssay on soft bank911 Words   |  4 Pagescompelled in some way. The incident described is no exception, it concerned Yahoo! BB and Softbank BB. Softbank of Japan offered broadband internet services across Japan through two subsidiaries – Yahoo! BB and Softbank BB. In February 2004, the bank announced that the security of 4.5 million customer records had been compromised: data from both subsidiaries had been illegally copied and disseminated. The leaked details included customer names, home phone numbers, addresses and email IDs, but

Wednesday, May 13, 2020

Why Teeth Turn Yellow (And Other Colors)

You know teeth can turn yellow from staining due to coffee, tea, and tobacco, but may be unaware of all of the other causes of tooth discoloration. Sometimes the color is temporary, while other times there is a chemical change in the composition of teeth that causes permanent discoloration. Take a look at the causes of yellow, black, blue, and gray teeth, as well as how to avoid or correct the problem. Reasons Why Teeth Turn Yellow Yellow or brown is the most common tooth discoloration. Any intensely-colored plant matter can stain teeth, as the pigment molecules bind to the surface layer of enamel. Chewing or smoking tobacco darkens and yellows teeth. Dark, acidic drinks like coffee, tea, and cola do a double-whammy as the acid makes teeth more porous, so they pick up the pigment more readily. Surface staining doesnt have to be yellow. Depending on the cause, it could be orange or even green. The good news about this type of stain is that it can be removed with good dental hygiene and using a whitening toothpaste.Mouthwash can stain your teeth. Products containing the antibacterial agents chlorhexidine or cetylpyridium chloride cause surface discoloration. The color is temporary and can be bleached away.Medications may also yellow teeth. Antihistamines (e.g., Benadryl), drugs for high blood pressure, and antipsychotics typically cause surface discoloration, which may be temporary. The antibiotics tetracycline and doxycycline become calcified in developing enamel. Wh ile the antibiotics wont noticeably stain adult teeth, these drugs can cause permanent discoloration and sometimes disfigurement of teeth if the drugs are administered to children under age 10. Pregnant women are advised against taking these antibiotics because they affect fetal tooth development. It isnt just the color of the tooth that is affected. The chemical composition of teeth is altered, making them more fragile. Bleaching wont solve these problems, so the usual treatment involves crowns or replacing teeth with implants (in severe cases).Yellowing is part of the natural aging process, as tooth enamel becomes thinner and the natural yellowish color of the underlying dentin layer becomes more visible. Thin tooth enamel also occurs in people who have a dry mouth (produce less saliva) or who routinely eat acidic foods.Chemotherapy and radiation can change the color of enamel, giving it a brownish cast.Sometimes a yellowish color is genetic. Inherited yellow enamel can usually be bleached to become brighter using over the counter whitening products.Poor dental hygiene can cause yellowing since plaque and tartar are yellowish. Brushing, flossing, and visiting the dentist are steps to address this issue.Ingesting fluoride from fluoridated water or supplements usually causes splotches in developing teeth more than overall yellowing. Too much fluoride can also disfigure teeth since the chemical structure of enamel is affected.Dying teeth appear more yellow than young, healthy teeth. Physical trauma, poor nutrition, sleep deprivation, and stress can all affect the health of underlying dentin and make it appear darker and more yellow. Causes of Blue, Black, and Gray Teeth Yellow isnt the only type of tooth discoloration. Other colors include blue, black, and gray. Dental amalgams made using mercury or sulfides can discolor teeth, potentially turning them gray or black.A severely damaged or dead tooth may have black spots as the internal tissue dies, similar to the way a bruise appears dark under the skin. Trauma can affect tooth color in both adults and children. Because this discoloration is internal, it cant simply be bleached away.There are two main causes of blue teeth. One is that a white tooth may appear blue if the tooth has a mercury-silver filling, which shows through the enamel. Damage to the root of a tooth may also show through as blue. The other main cause is when the root of a tooth fades away. This is more commonly seen in children losing their deciduous (baby) teeth​ when their teeth are otherwise very white. Enamel is crystalline apatite, so either dark underlying material or a lack of any material may make it appear blue-white.

Wednesday, May 6, 2020

How to write a dissertation Free Essays

How to write a dissertation? our site – DISSERTATION EXAMPLES – CUSTOM WRITING SERVICE This guide tackles what might be the most daunting aspect of your university or college career: writing your dissertation. But don’t panic: with plenty of time and careful planning you can make this daunting task much easier. Below we offer some pointers to make your dissertation go as smoothly as possible†¦ How to Plan and Write your Dissertation Many colleges and universities run workshops to help you plan your dissertation. We will write a custom essay sample on How to write a dissertation or any similar topic only for you Order Now Make sure you are aware of what’s on offer, and make full use of it. You can learn a lot from reading and talking to other people, but these specially focussed sessions are very worthwhile. You might be daunted by your dissertation, but it’s much easier to handle if you divide the process up into simple steps. The main steps involves are initial planning (including deciding upon a topic); detailed reading and planning; carrying out primary research (if applicable); writing up the draft; and finalising the dissertation. Table 1 shows typical steps in more detail†¦ It might be useful to have a time planner: table 1 shows a detailed example TaskDone?Comments Devise work schedule Decide upon a topic area Read all course documentation about dissertations or final projects Schedule session(s) with supervisor Prepare ideas for first meeting with supervisor Undertake background reading Define Title Plan approach or methodology Prepare for literature searches, including listing possible search terms Set up a recording system for searches and other activities related to the dissertation Undertake literature searches Make enquiries regarding ethics procedures, including deadlines for submissions of applications Devise research plans Discuss research plans or methodology with supervisor Devise interview schedules and/or related documentation to support field research Prepare and submit applications for ethics procedures Negotiate access to research participants if required Undertake data collection Thank you letters to participants etc. Collate data Develop plan for structure of dissertation Schedule meeting with supervisor Devise detailed writing timetable Undertake writing in stages Complete Chapter 1 Complete Chapter 2 Discuss drafts with supervisor Complete Chapter 3 Complete Chapter 4 Complete Conclusions Check timings and costs of services for printing and binding Complete all writing including references, appendices, introduction, abstract, front page Give draft to a critical reader to proof read and/or comment on the work Rest the final draft before doing a last read and edit of the dissertation or project, incorporating critical reader’s comments Print and check the document Take to printers Complete any dissemination promises to research participants Pick up from printers Submit Celebrate (any way you want!) Table 1: A planner for your dissertation (source: University of Birmingham your tutors, look at dissertations from previous years, or think about what really interests you personally. You could even be inspired by other studies: it’s a common approach to extend an existing study to wider areas, or try a new methodology. Once your topic has been given the go-ahead by your department, you need to refine the general topic and turn it into focused research questions, a working title, aims and objectives. You need to identify the main issue you will look at, work out what your thesis is (what you want to explore, prove or disprove) and set any limits to your investigations (decide what you are not interested in). Remember, it’s fine to be flexible and change your ideas as you find out more about the topic. It’s likely you will need to write a research proposal, a document of roughly 1,000 to 1,500 words in which you plan out exactly how you will write your full dissertation. Even if you don’t have to write one for your course, it’s often a useful exercise to help you focus. See our guide to research proposals for more details of how to tackle this. Your supervisor is there to help you. Make sure you get acquainted early, and don’t be afraid to ask them for meetings if they don’t ask first. They are likely to be pretty busy, so it’s always a good idea to remind them you are around! The Structure of a Dissertation Every dissertation is different, but there’s a structure which many dissertations have in common: The introduction should cover a number of areas including the background to your research topic, why the topic is important, what is currently understood about the area and what needs more research, and why your dissertation can add to the current theoretical understanding. It should also give an indication of the structure of what follows, and you might also discuss key terms here. The literature review will make up the main part of your dissertation if you are doing a study with secondary sources only. For studies including primary research, it should provide a background to this research. In either case, it will look at previous work in the field whether theoretical work or empirical studies. It’s important not just to describe existing work but also to engage with it critically. You are likely to define your research question at the end of the literature review, particularly in studies including primary data. The Methodology will deal with the research methods you use, and will explain what the methods are and justify why you use them. Here you will explain why you chose to do primary or secondary research. In general, if you are doing primary research the methodology section will be much longer as it will cover data collection, sampling, data analysis and other details. You will also need to discuss ethics here, particularly if your research involves the participation of human subjects. The results section is only relevant for primary studies. How you present the results will depend on the type of data you are collecting (presentation conventions for quantitative and qualitative data are very different). The results and discussion section are sometimes combined. The discussion and conclusion can also be combined, though this is relatively unusual. While some secondary reviews can consist only of a literature review, it is also possible to have a separate discussion section, where ideas described in the literature review are analysed, compared and contrasted. The point of the discussion, whether your study is primary or secondary, is to link findings with the research question and themes explored in your literature review. This section should take a critical and analytic perspective. The references include all the texts you cited during your dissertation. Make sure you understand what referencing system you are required to use, and stick to it. There are multiple versions of some systems, for example Harvard, so also ensure you use the version your course requires. The appendices contain information which was too long to include in the body of the text. You should put, for example, copies of the questionnaire, transcripts of interviews, complex diagrams and tables here. Seek specific guidance from your tutor(s). Bibliography BangorUniversity (2013) ‘Planning a Dissertation’, [online] (cited 15th February 2013) available from http://studyskills.bangor.ac.uk/study%20guides/dissertation_project.php.en?catid=subid=9240 London School of Economics (2013) ‘The Dissertation’, [online] (cited 15th February 2013) available from http://www2.lse.ac.uk/socialPolicy/Informationforcurrentstudents/Dissertationguidelines.aspx University of Birmingham (2013) ‘Checklist for Completing Dissertation’, [online] (cited 15th February 2013) available from http://www.google.co.uk/url?sa=trct=jq=esrc=ssource=webcd=10ved=0CGYQFjAJurl=http%3A%2F%2Fwww.socscidiss.bham.ac.uk%2FDocuments%2FDoc%25205%2520Planning%2520checklist.docei=ryweUZj6IYX64QSfiYCABQusg=AFQjCNEbNFpRf4V-pMjVn5CNd-oPEf5lVQbvm=bv.42553238,d.bGE University of Reading (2013) ‘Planning your Dissertation’, [online] (cited 15th February 2013) available from http://www.reading.ac.uk/internal/studyadvice/Studyresources/Essays/sta-planningdissertation.aspx How to cite How to write a dissertation, Essays

Monday, May 4, 2020

Professional Practice in Real Estate Samples †MyAssignmenthelp.com

Question: Discuss about the Professional Practice in Real Estate. Answer: Introduction Malaysia has expanded its real estate sector to provide houses, offices and commercial properties. Malaysian real estate sector is continue to grow after slow downturn in 2014 and 2015. The surveyors are professionally trained persons. They supervise land properties with the aim of obtaining appropriate returns. They can be investors and developers. The surveyors include physical inspection of property. A surveyor carries out market research analysis, property information service and feasibility studies. Malaysia focuses on transforming real estate. The Malaysian economy is growing sustainably even during global slowdown. A conflict of interest arises due to involvement in multiple interests. It creates risk for judgement and corrupts decision making. So, it is necessary to manage conflict of interest for surveyors. Professional Practice in Real Estate Industry in Malaysia The valuation and property services in Malaysia are governed by the Ministry of Finance. It has one quarter, fourteen state offices and thirty eight district offices. The property valuation organisation is service oriented organisation in Malaysia and it can be under government department or private enterprise. It includes consultation tasks. Such organisations provide expert opinion to clients on the matters related to real estate. The services provided by experts are property evaluation, analysing project viability, preparing market study, real-estate brokerage and property supervision (Baharum, Hwa Salleh, 2016). The real estate organisations play an important role in real estate industry development. It involves various degree of complexity and challenges in the progress of nation. The real estate organisation is an intensive organisation and contains extensive knowledge. The challenges and opportunities available in the industry becomes motivation for the surveyors to obtain knowledge from employees. The surveyors need to update and manage knowledge as clients are demanding now days (Rogers, 2017). Conflict of interest for surveyors The slow growth in loan requirements has dropped number of property transactions in Malaysia. The surveyors are required to avoid conflict of interest and identify interests and manage situations. Some conflicts are easy to identify and resolve while others require careful thought. It is the responsibility of surveyors to identify and deal with the conflicts properly (Zainuddin Nordin, 2016). The identification andmanagement of conflicts of interests in an effective manner are challenging but important ingredient of professionalism. Checking conflicts of interest The conflict of interests can be checked and dealt by robust systems at place. RICS Regulation Annual review for the year 2013- 14 recorded that the registered valuers commonly fail at audit due to the lack of robust or a system. This can be utilized for the purpose of checking conflict of interest and where such system exists, there is failure in recording the results of checks (Azmi, Nawawi, Ab Latif Ling, 2015). Most common conflicts arise when more than one client is acted for the same transaction. Individuals can easily avoid such situations however it becomes difficult for larger businesses with multiple offices. In case of identification of conflict, robust rules are required to be put in place regarding transparency, declarations and resolutions. Difference of opinions may arise regarding the question of continuation of a particular situation. The avoidance of such situations are becomes must however there are reasons when the client request for proceeding. Therefore, the existence of conflict must be declared to the relevant parties and their written assignment must be secured for proceeding further (Ochieng, Abdulai, Obeng-Odoom Malien?, 2017). Misunderstandings can result in vulnerability to action in cases where there is no written evidence. Think carefully The principle of transparency is considered as a good option. In the real estate industry of Malaysia focus is given on transparency. The openness with the parties to a transaction reduces the chances of conflict. For example, in cases where a client is introduced to an investment property at an agreed purchase fee required to be paid when the transaction is successfully completed. Here the purchase fee will only be received if the transaction proceeds and not in other cases which can result in conflict of interest (Jiram, Bujang, Zarin Latib, 2016). Mitigating factors are considered as protective of the interest of the client. In situations where the client is provided with more than one service on the same transaction, there arises some tension for the individual provider of those services if success related fee is involved in one of those services. The fee can be adjusted by allowing independent provision of the additional services by other firms. For many years, multiple provision of services has been in the market and diversion of fees to an opponent can be found by many firms as unacceptable. A good practical guidance is provided by the RICS Malaysia Commercial Real Estate Agency Standards on the effective handling of conflicts. The guidance states that both the terms of acquisitions and sales instructions should be in writing which also includes the odd purchase transaction that arises from introductions. It is to ensure that the client is made aware regarding all the possible conflicts that may arise along with the provision of opportunity for discussing them (Adnan, Daud, Alias Razali, 2017). After this, a written agreement should be prepared on the approach adopted. Sharpening Skills In 2017, the economic growth of Malaysian economy is expected to be lower. In this scenario a formal CPD training must be undertaken by all the practicing chartered surveyors along with the recording of their activities with the help of RICS website. It is easier for firms to conduct training sessions that will assist in testing the abilities of the individual surveyors regarding the handling the situations o conflict (Hamzah, Yahya, Sarip Mohd Adnan, 2016). The well- functioning of the property market for many years has led to the establishment of the market practices. The key objectives behind regulation include providing reassurance and confidence to the end customer that highest quality service is being provided which is uninfluenced by any bad practices. Every step taken by the surveyor must include the principle of openness. There is no risk and fear to the surveyor when they bring openness and agreement seeking in their actions (Jiram, Bujang, Zarin Latib, 2016). Disclosure The drop number of property transactions in Malaysia has increased cost of living and economic uncertainties. So before carrying out real estate work as a surveyor or someone connected has interest in selling and buying property must follow instructions as per act. To buyers: If a person is interested in selling property directly or indirectly than he should disclose conflict of interest to buyers in writing who has financial interest. The seller should inform buyer for the benefit he will get financially from transaction. To seller: If a person is engaged or interested in selling property directly or indirectly to buyer than the seller should follow the following instructions: The seller should work independently to sell property. The surveyor is recommended to no longer act for seller. If a surveyor is one person agency than it is recommended that seller goes to another agency. Personal connections The real estate agency act has specified rules to protect interest of buyers and sellers in the case of conflict of interest. It defines someone connected as: Any person in surveyors employment A partner under partnership agreement Any entity that has common interest Ways to avoid conflict of interest Knowledge management The real estate organisations in Malaysia involves a lot of consultation tasks and giving expert opinions on the matters related to property. Knowledgemanagement is important to protect interest of clients. Knowledge is collection of data and information which can be achieved through interpretation and context process. It can further be divided into tacit and unambiguous knowledge. The knowledge management is a framework acquired from employees of organisation to communicate surveyors. Communication is the process to share information. It can provide better knowledge to surveyors regarding trends in real estate. For the valuation practice knowledge is the key element for valuers. Having good knowledge of environment can help surveyors to gain competitive advantage (Lim, How, Liew, Chye Sarah, 2016). Knowledge management implementation model Theknowledge management is a multiple approach which covers essential elements of sector. A good knowledge management increases the competitive advantage. It enables fast decision making. The traditional approach of doing things can help in understanding need of industry (Sanni Hashim, 2016). A basic knowledge management model includes three categories known as cognitive domain layer, functional layer and resources layer. These layers represent the function of industry. Other than implementation model there are measures which can be taken to influence knowledge management performance. It determines the critical factors for the success of industry (Baffour Awuah Gyamfi-Yeboah, 2017). The investors and developers should focus on risks where markets are strong. The Malaysian Real Estate Market Outlook retrieves information from CBRE 2017. Boon: The real estate investment is one of the safest form of investment. The genuine demand leads the market. The market is expected to cool down with prices becoming negotiable. The areas with good transportation connectivity such as MRT, highways and HSR continue to be hotspots. The demand for affordable houses is likely to become intense. Bane: More experienced home buyers Challenging years can be for developers. There can be ongoing concern due to low crude oil prices and geo political issues. Conclusion From the above report it can be concluded that conflict arises among investors because of difference in interest. But this situation can be easily avoided and situation can be managed. Some interests are easy to categorise and resolve while others require careful thought. The surveyors are responsible to identify and deal with the conflicts. The identification and management of conflicts of interests in an effective manner is challenging but it can be made possible by thinking carefully and sharpening skills. Disclosure of information by industry has helped surveyors to avoid conflict. The knowledge management implementation model has also helped surveyors to overcome conflict of interest. References Adnan, Y.M., Daud, M.N., Alias, A. and Razali, M.N., (2017). Importance of soft skills for graduates in the real estate programmes in Malaysia.Journal of Surveying, Construction and Property, [Online]. Available at: https://mjs.um.edu.my/index.php/JSCP/article/download/5806/3568 [Accessed on: 7 March 2018]. Azmi, A.S.M., Nawawi, A.H., Ab Latif, S.N.F. and Ling, N.L.F.J., 2015. Knowledge Management Obstacles in Real Estate (Valuation) Organisations: Towards quality property services.Procedia-Social and Behavioral Sciences,[Online]. Available at: https://ac.els-cdn.com/S1877042815048673/1-s2.0-S1877042815048673-main.pdf?_tid=d08322e6-13c0-482f-b6c0-4676f1bebdf1acdnat=1520409606_4ebcdfe361146089957b4715024f83d7 [Accessed on: 7 March 2018]. Baffour Awuah, K.G. and Gyamfi-Yeboah, F., 2017. The role of task complexity in valuation errors analysis in a developing real estate market.Journal of Property Research, [Online]. Available at: https://www.tandfonline.com/doi/abs/10.1080/09599916.2017.1315444 [Accessed on: 7 March 2018]. Baharum, Z.A., Hwa, T.K. and Salleh, S.M., 2016. Competency Framework for the Property Management Industry.Environment-Behaviour Proceedings Journal,[Online]. Available at: https://ebpj.e-iph.co.uk/index.php/EBProceedings/article/view/114/pdf [Accessed on: 7 March 2018]. Hamzah, H., Yahya, Z., Sarip, A.G. and Mohd Adnan, Y., 2016. Impact of entrepreneurship education programme (EEP) on entrepreneurial intention of real estate graduates.Pacific Rim Property Research Journal,[Online]. Available at: https://umexpert.um.edu.my/file/publication/00008110_136064.pdf [Accessed on: 7 March 2018]. Jiram, W.A., Bujang, A.A., Zarin, H.A. and Latib, A.A., 2016. Assessing the Adequacy of Assimilation of Real Estate Graduate's Generic Competency.International Journal of Information and Education Technology,[Online]. Available at: https://www.researchgate.net/publication/276379788_Assessing_the_Adequacy_of_Assimilation_of_Real_Estate_Graduates_Generic_Competency [Accessed on: 7 March 2018]. Jiram, W.A., Bujang, A.A., Zarin, H.A. and Latib, A.A., 2016. Measuring the Sufficiency of the Infusion of Generic Skills of Real Estate Graduates by Training.International Journal of Information and Education Technology,[Online]. Available at: https://www.ijiet.org/vol6/666-K00012.pdf [Accessed on: 7 March 2018]. Lim, H.K., How, H.Y., Liew, S.Y., Chye, K.Y. and Sarah, A.P., 2016.The Investment Return of Real Estate Industry to Investors: A Study based in Malaysia, [Online]. Available at: https://eprints.utar.edu.my/2365/1/FN-2016-1301981.pdf [Accessed on: 7 March 2018]. Ochieng, D.E., Abdulai, R., Obeng-Odoom, F. and Malien?, V., 2017. Real estate, construction and economic development in emerging market economies. [Online]. Available at: https://www.researchgate.net/profile/Dr_Edward_Ochieng/publication/283715902_Real_Estate_Construction_and_Economic_Development_in_Emerging_Market_Economies/links/57f7b19308ae886b89835d59/Real-Estate-Construction-and-Economic-Development-in-Emerging-Market-Economies.pdf [Accessed on: 7 March 2018]. Rogers, D., 2017. Becoming a super-rich foreign real estate investor: Globalising real estate data, publications and events. [Online]. Available at: https://link.springer.com/chapter/10.1057/978-1-137-54834-4_5 [Accessed on: 7 March 2018]. Sanni, A.O. and Hashim, M., 2016. A review of public private partnership procurement practice in Malaysia.International Journal of Technological Learning, Innovation and Development,[Online]. Available at: https://www.inderscienceonline.com/doi/abs/10.1504/IJTLID.2016.075178 [Accessed on: 7 March 2018]. Zainuddin, Z. and Nordin, N., 2016. Addressing governance issue in Islamic real estate investment (I-REITs): a case study for OIC country Malaysia.International Journal of Islamic Business (IJIB),[Online]. Available at: https://www.ijib.uum.edu.my/data07/IJIB%2011(2016)%2060-75.pdf [Accessed on: 7 March 2018].

Sunday, March 29, 2020

Ufos (416 words) Essay Example For Students

Ufos (416 words) Essay UfosUnidentified flying objects and aliens can be proven through eyewitness accounts or encounters. On of the most common case would be the case of the Hills (Butler, 1). Returning to N. H., the hills had notices a strange light in the sky. Barney stopped the car, went out to observed the moving lights. He came to the conclusion of the lights being an airplane, a star or a plant. AS they continued their ride the lights remained with them. That took away the idea that the object was a star or a planet. We will write a custom essay on Ufos (416 words) specifically for you for only $16.38 $13.9/page Order now When the object drew closer, Betty looks at it and saw the shape of a disk like figure. That took a way the idea of it being an airplane, so they got out of the car to get a better look. At one point, the object got so close that Barney could see several beings staring down a pond them. He lost control and shouted out ?they are going to capture us? (2). They raced back to the car and took off unable to explain what had just happened. The next thing that happened was that they heard a couple of beeps like a microwave oven going off. The next day Barney had notice some unexplained blotches on the car. Later on that day the Hills realized they could not account for two hours and thirty-five miles of their journey. They begin to have stress problems. They could not explain what Betty was having strange dreams about being taken in to a room and being looked at by strange little beings. After that they begin to see many doctors. After a while their story had been put together in the little pieces that they had been telling it in. The story that was formed was that how their car was stopped by a group of strange looking men with pear shape heads and large wrapped around eyes. Then by force they were carried on to the ship onto separate rooms. Then they were given different test. Some of the test includes taking skin and hair samples. While inside Betty remember seeing a star map (3). Later on the map was identified as the Zeta Reticule system. This proves that UFOs and aliens are real because when explaining what had happen they were both in separate rooms under hypnotist ion. And also their was no was to explain the lost in the time or the marks on the body and the car.

Saturday, March 7, 2020

The Crucibe - the movie and the play essays

The Crucibe - the movie and the play essays When comparing the Federalist and Anti-Federalist views on the ratification of the United States Constitution, one must consider their respective principles. It can be argued that each side believes firmly that its views are of primary importance. However, one must surmise which side best reflects the principles set forth for the Declaration. It was a time of intense debate between the Anti-Federalist and Federalist with regard to what, if any, ratification of the Constitution. The first draft of the Constitution was written in 1787. The period of discord lasted through 1789 with the ratification of the Constitution. Papers were written by both sides citing significant points as to whether, or not, the ratification should take place. The Anti-Federalists were opposed to the ratification of the Constitution. Authors of the intense Anti-Federalist papers used pseudonyms. The writings of the Anti-Federalists focused on how a powerful national government would weaken the Constitution. The Anti-Federalists believed the new republic should be rooted in virtue. They argued that a powerful national government would behoove those with vested economic interests. Further, Anti-Federalists would rather rely on trust then coercion to enforce laws. Hence, because the Anti-Federalists believed a successful republic required virtue and because they feared tyranny, they opposed any ratification of the Constitution. The Federalists, on the other hand, argued in favor of the ratification of the Constitution. The Federalist Papers were written by James Madison, Alexander Hamilton and John Jay. Alexander Hamilton, The Federalist No. 15, suggests the necessary and proper clause of Article 1, Section 8 of the Constitution concerned Anti-Federalists, as they believed it would mean the end of independent state governments. However, Hamilton argued that any government must have the ability to enforce the powers granted to it ...

Wednesday, February 19, 2020

Comparing Emerson and Thoreau Essay Example | Topics and Well Written Essays - 750 words - 1

Comparing Emerson and Thoreau - Essay Example consistency [which] is the hobgoblin of little minds, adored by little statesmen and philosophers and divines† (Emerson) and independence which is free from any unwarranted neediness that enables one to appreciate existence better as articulated by Thoreau. Emerson begun the transcendentalist thought by urging people to seek solitude to be attuned with their own self. Emerson urges to be your own genius, that is, â€Å"to believe your own thought, to believe that what is true for you in your private heart is true for all men† and not to fall prey to the coercion of society to conform, which according to Emerson is the â€Å"hobgoblin of little minds† that conspires against the manhood of every one of its members (Emerson, ___). This can be accomplished by freeing oneself from living a â€Å"simple lifestyle† that is devoid from the trappings which the society impose. For Thoreau in his Economy book Walden, he clearly defined simplicity as by reducing his desire. Thus, in his Walden Pond experiment, he embarked on his social experiment that would give him a clearer insight about life and appreciate the experience of existence better through a grounded living. To paraphrase Thoreau in his intent to live in the woods of Concored; "I went to the woods because I wished to live deliberately, to front only the essential facts of life, and see if I could not learn what it had to teach, and not, when I came to die, discover that I had not lived. I did not wish to live what was not life, living is so dear; nor did I wish to practise resignation, unless it was quite necessary. I wanted to live deep and suck out all the marrow of life, to live so sturdily and Spartan-like as to put to rout all that was not life, to cut a broad swath and shave close, to drive life into a corner, and reduce it to its lowest terms". In essence, Thoreau argued that by living simply, he was able to â€Å"suck out all the marrow of life† because he is able to appreciate it more in the

Tuesday, February 4, 2020

Microeconomics article review Term Paper Example | Topics and Well Written Essays - 750 words

Microeconomics article review - Term Paper Example It is important to understand that in the general economy there is a job destruction rate and a job creation rate. Unemployment occurs when these two factors are out of balance. A recession does not impact the job destruction rate, but it does affect the job creation rate by lowering it. During the recession as the job creation rate falls the period of unemployment lengthens. â€Å"The percentage of the labor force unemployed for 27 weeks or more is finally decreasing, after peaking at about 4.3 percent in April 2010 and hanging around 4 percent until September 2011† (Worstall, 2013). It is unknown how much of that decline is associated with people finding jobs or leaving the job marketplace. Typically when people leave the job marketplace it becomes hard for them to come back. People that leave the workplace do not enjoy the pleasures associated with having income. Adults that leave the workforce negatively impact the economy because it loses the goods and services they could be producing. The stimulus package through programs such as the TANF Emergency Fund helped job creation in the United States. Some of the ill effects of long term unemployment include erosion of skills and dissociation from the job market. An economic concept called hysteris could have occurred in the United States. ... In Europe another 4% continues to be out of the workforce for over a year, while almost none in the U.S. One of the reasons for the discrepancy in long term unemployment behavior is that unemployment benefits in the U.S run out after six months, while in Europe they continue for years or indefinitely. The increase in unemployment insurance was an effective incentive to keep money flowing in the economy, but its effect on reducing the unemployment rate is questionable. â€Å"There was undoubtedly some increase in long-term unemployment as a result of the UI extension: people do respond to incentives after all† (Worstall, 2013). Stimulating the economy by running a fiscal deficit does not positively impact the nation’s unemployment rate. The article provided great insight into the unemployment problem in the United States of America. Unemployment was a topic discussed in class during the semester. It is a very important economic topic because it affects the lives of every one in a society. People need to work to earn income to spend in consumer goods and services. When a person loses his job he becomes unemployed. The chances of this person finding a job quickly increases when the nation’s unemployment rate is low. I learned from the article that short term unemployment is referred too as frictional unemployment. A second economic concept learned in class that was discussed in the article was recession. A recession can be defined as a decline in gross domestic product (GDP) for two or more consecutive quarters (Investorwords, 2013). During a recession people lower spending often in fear that they might lose their jobs. The author of the article indicated that people that are unemployed during a recession often have a hard time

Monday, January 27, 2020

Why is strategic change so difficult to manage in my organization?

Why is strategic change so difficult to manage in my organization? Looking that evolution and the way things happen, it is possible and easy to say that nothing in this life last forever. Human beings come and go, over the course of our lives we change from kids to teenager to adults . In order to succeed a and make progress, every organization need to make changes. Irrespective of how powerful and successful a an organization, and irrespective of how much sustained success the organization has had, there is a need for change which is inevitable and ever present to ensure sustainable and continuous levels of success in the company. The need for change can be ignited by a change in environment brought about by changes in customers taste, changes or advancements in technology, increase or changes in the level of competition or exogenous factors, things which are totally out of the control of management of the organization for example the occurrence natural disasters is totally our of the control of management of an organization. Change can also be brought about as a result of the organizations own success. Growth and market success will inevitable lead to changes in organizational size and complexities. The main secret to long term success is the company or organizations ability to adapt to change. Many organizations tend to develop long term success formulas or successful business models that last for a particular period of time. As time goes by, the business environment as well as conditions with in the organization itself can change. In order for the organizations to maintain its level of success, it has to be able to adapt to the required level of change. Over time it has been proven that if the organization is able to adapt to changes in its environment, it will be able to flourish. Similarly, if the company is not able to adapt to changes in its environment, it will definitely experience difficulties, and irrespective of the amount of resources that it has or its current market share, the company can fail. This demise can occur rapidly or it can come about slowly. It is really important to not that the process of change can never be easy. The process of change more often than not is complicated and in most cases slow and painful. Depending of the variable, which has initiated the change, the process will come into effect at its own pace. If things don not go the way management is expecting, they can be pulled into n uncomfortable position Human being as much as business organizations do not like change, as such the very important question that we will have to answer here is how much pain is an organization wiling to take in order to bring into existence the change variable Strategic change over time has been given different definitions . Strategic change therefore could be considered as changes in the composition of a firms strategy as per it à ¢Ã¢â€š ¬Ã‹Å"s synergies, competitive advantages, scope, and resource deployment. It can also be looked at as the difference in the quality, state or form of an organization trying to align itself with the external environment. Looking at the definition of strategic change that we have just given above, it is clear that the process of implementing strategic change in any organization is clearly affected by the state of the firms themselves and the external environment. the performance of firms is greatly dependent on a mixture of the firms themselves and the external environment, the emergence of new opportunities therefore and the existence of threats in the existing environment, requires that firms are constantly changing in order to adapt to these changes in their environments. It is important here to note th at strategic change is greatly affected by the state of the organization or company in question. For example, firms will adopt a new strategy in the face of financial distress. This main aim of this is to try to reverse the financially distressing situation to the company. Some companies tend to have structural inertia, as such in implementing strategic change, they tend to keep their previous strategy and structure. On a whole therefore, there are seven important point to note about strategic change. Firstly, in order for strategic change to take place, the business has to adapt to its existing environment., secondly, strategic change is complex and fluid and it creates new combinations and generates situational questions that might require non repetitive answers. Nextly, it affects all of the business by providing direction, as well as involving both content and process which can also be referred to as strategy formation and strategy implementation. Strategic change is partially p lanned and partially unplanned so that it can account for any other unforeseen circumstances that arise, also for strategic change to be effectively carried out, it has to be effectuated at all level of the organization. Strategic change should also be a well though out and conceptual process. Managers leading change have to take three things into account when carrying out the change. Firstly, the requirements for major changes in an organizations is a shift the the existing culture of the company as well as a change in the behavior of employees. A lot of initiatives for change fail because they do not deliver a shift by dealing with the cultural and political reality of the company. Nextly, in order that strategic change is successful, it needs to be designed to fit in with the organizational context. Change more often than not is a very complex process; as such companies need to find a way with in which the required change can be adapted to the organizations structure. A lot of companies try to buy readymade solutions to their problems and because these are not designed with the particular structure of their organization in mind. They tend to face difficulties. Lastly, organizations and the decisions that are made in them , are made by people. As such for change to be effectively implemented the people in these organizations have to change their attitudes and perceptions about the way business is done. An intrinsic part of the change process is the organizations employees. In the case of British airways, there are a couple of things that might trigger a need for strategic change. There might be exogenous factors such as a rise in the price of raw material, for example, a rise in the price of oil, will inevitable lead o a rise in the price of gas. In order to adapt to this new changes in the business playing , and in order not to probably transfer these rises to ticket prices which is going to prevent middle line BA customers from switching and looking for a cheaper alternative, as manager in BA I might have to initiate other cost cutting techniques to be able to live up to and meet up with the necessary financial cost and still be as competitive as possible in ticket pricing. Other things that might trigger a strategic change include things such as employees demanding a pay rise, general economic crisis like the one which occurred in late 2008 and affected every sector of the economy, there might be an advancement in technology, maybe the development o f ore fuel efficient planes, can in order maybe to adjust and fit in to this new market various things have to be done. In order to effectively handle change at an organization like BA, there must be very good leaders in place so they can assist in leading employees through the change process. In order for change to be successful , people with the ability to successfully implement change are needed. It has been noted that serious change isnà ¢Ã¢â€š ¬Ã¢â€ž ¢t possible unless the people at the top of the organization are in support of the changes which are supposed to be going through. In a successful transformation, majority of the people on the board , departmental heads and a good number of other employees have to commit to pull together and improve performances. It is important for manager at the top of BA to realize that in order to demand a change from employees in the company, they themselves have to be model for the change that they are advocating for. If they expect a high standard from their employee, then they themselves have to be a model for that high standard. If the change involves cost cutting and they think that employees have to take a pay cut, they themselves as managers of the company have to take a pay cut. In order for change to be implemented in the organization, management has to address and assess the human concern. BA claims to put people first, the reason for this is that people are the greatest asset of BA. The change implementers at BA need to be aware and able to invest effort and time into understanding the human concern and as much as they can, put themselves in the positions of the people who will be affected by any decisions that will be taken be it employees or customers. Communication is a very important tool for change. As much communications as possible is important as change sometimes can lead to fear of job losses, it can foster uncertainty and this can destabilize the whole change process. Management of BA as much as possible has to encourage and communicate with employees making them aware of the fact that they will be given every consideration and will be probably trained to do things in the new better way. It is important for managers to know that the extend of strategic change implemented is very important. Even though it is really difficult to determine how much change or how fast change comes to an organization, it is necessary as a manager to note that change implemented at a very fast rate can instead work against the best interest of the company. Can be implemented too fast can destroy the moral of the employees and it has been know to cause employees to get sick. Even though some change is beyond out control, it is important that change should not be piled up on change. The management of BA therefore has to realize that too much change is an issue and they therefore have to set up an adequate timeframe within which change can be achieved. It might to an extend be a good idea to bounce idea of your employees if change you are trying to implement is a function of your control. Change is divided into four categories, realignment, incremental, big bang and transformational change. I n order for an organization to implement transformational change, it has to change the people in an organization. To change the culture of an organization, the way people think and work has to be changed. In order to help management Like BA management design a context sensitive approach to change with in their organization, the kaliedoscope was created. The kaleidoscope features things which are related to the companies culture, current situation and competencies. The strategic organizational change concept is defined by aspects such as the time frame with in which the change has to take place, the scope of the change , preservation, diversity, capability capacity readiness and power. The time frame of the concept with regards to BA will be talking about things should as the length of time required to implement change in the organization, for example, if an organization is in crisis, then they need less time to change while if its a long term development strategy, the managements has more time to implement the change. When implementing the change, management has to take into consideration what aspect of the old structure need to be preserved, what need to remain and what needs to be c hanged. The scope of the change deals with the extend to which change will be implemented and how much of the organization will be affected by the changes coming into effect. Capabilities of the individual employees, management and the organization have to be taken in to consideration. The ability of staff to deal with these changes, the ability of management to see staff through these changes and the availability of organizational resources to manage these changes greatly determines the extent to which change is implemented. Before a change approach is selected, it is important that the organization chooses the path change is going to take, the point at which change should start, the style change should take, the levers and mechanisms to be employed, and the role that people in the organization are going to play in order to effectuate change. Management of BA have to take this into consideration, they have to as much as possible ensure that change leadership is set up right. They have to make sure that management is in the right position to see change through. In order for management to be able to lead change through, they have to take into consideration the values of the employees in the company and the ethnic and diversity issues which can be brought about as a result of change being implemented. Management leading change have to make sure that in designing and seeing the process of change through, they do not trample upon peoples ethical values or do things in such a way that the ethnic minority for example feel discriminated against. If that happens, moral levels in the company might drop and some employees might be left feeling frustrated at the change, which is being implemented. It is important therefore to note that in order for change to be implemented in an organization like British airways, it is necessary for management to have open and effective communication with its staff, management should ensure that training and retraining programs have been set up so that staff can learn and get integrated in the change structure, Managing an organization is all about managing people, as such I think it is important for management to be able to motivate its staff. Preventing them from getting frustrated is integral to the strategic change process. The business and organizational environment is constantly changing, as such it s really important for every organization, to keep on changing in order to succeed. Learning to adapt to change is a very necessary ingredient to be able to thrive in todayà ¢Ã¢â€š ¬Ã¢â€ž ¢s business world as such organizations should be able to learn and continuously adapt to everyday changes. In conclusion therefore, it can be said that strategic change is difficult to manage in an organization mainly due to the fact that organizations are all about people, and every human being is different in their own way. However, with the right leadership qualities at the helm of an organization, proper communication plan of the change strategy put in place and adequate availability of organizational resources strategic change can be implemented.

Sunday, January 19, 2020

Bertrand Russell disagreed with Berkeleys argument Essay

George Berkeley was an Irish bishop and empiricist. His core philosophy was ‘esse est percipi’ this translates to, to be, is to be perceived. Berkeley believed that both primary and secondary objects were perceiver dependent believed that the world was not was not separate from the mind ergo; he was an immaterialist (we perceive things in the mind). He started his argument for empiricism by stating that in order for things to exist they must be perceived, due to holding this view point he thought that everything depends on the mind. This raises an immediate problem. If everything is perceiver dependent, what happens when an object is not being perceived? Does it simply pop out of existence? This argument does not seem coherent. This is due to the idea being an extremely irrational understanding of the world. The concept can also be disproved. This is because if we could put a video camera into a room and leave it so no one perceived the room and the objects in it and it would not disappear. Berkeley later added to his argument, as an attempt to solve this problem that no object is un-perceived. He claims objects do not disappear out of exist due to there being a constant perceiver, God. This is as God is omnipresent therefore, he always perceives the world. Thus objects do not pop out existence as they are constantly perceived. However by adding the existence of God to his argument it became weak. This is due to a huge assumption. This assumption is that God exists. There are many arguments both for and against God’s existence, such as the teleological argument and the problem of evil. It seems strange to base a theory of object’s existence on a being whose existence is unproven. Bertrand Russell disagreed with Berkeley’s argument for objects existences. Russell argued that if he was sat in his chair and his cat was in one corner of the room and he turned round on his chair and the cat was at the other side of the room, according to Berkeley there was only two possible ways this could have happened. Firstly the cat could have popped out of existence when Russell turned on his chair and then popped back into existence when he had turned back round. Or secondly, the cat could have walked across the room when he was turned on the chair due to God perceiving it. Russell claimed that these two possibilities were irrational and we could not use these two claims for the existence of objects.

Saturday, January 11, 2020

Research in Rizals Life

An event occurs in the 19th century in Europe where it had a tremendous contribution in molding the Philippines catalyst of nationalism no less than Dry. Jose Racial. The period of 19th century, was really a well-designed era of the term nationalism. This is the time where drastic change took place placing the endeavor to equalize all men and free them from the tyranny and slavery. We see how during that time sprang from the midst of all consciousness the need liberate themselves and take a rehab from the old and messy mentality of the past that bound them.Many had taken their role in drama of transitioning the world. These thus influences to a lot of similarly idealist throughout the world. And Dry. Jose Racial is been excuse to these cause. With all the circumstances and the things He had learned and valued from Europe, had been able to formulate the formula of a lethal weapon that would conceived in the hearts and minds of his countrymen and would give birth to Nationalism thus co nsequently the doom and destruction of Spain's colonialism.Racial did make a great change in molding the nationalism of the country, not only that Racial made all the changes but also with the help of all the Filipino who take part in the revolution make changes in making this country a whole new era. Racial leaves Inspiration to many peoples, men, women and children realizes that education can also be as deadly as a bolo, Racial has become the constant model that inspires man and woman across the land to dream and work for its realization no matter the cost is brings for the sake of nationhood ND promoting the liberty for the people.He also proven education is the answer to our struggle nation. Not only Racial inspires many people but a lot of the Filipino heroes like Andrea Boniface and many others. Racal's ideas and achievement was known by all of the people in the Philippines with his great ideas and being a nationalist. Racial inspired Filipinos and shaped the importance of our national identity to nation-building. Racial, anywhere in the world, represents an intellectual and proud Filipino.Racial as Philippines' foremost national hero and the most documented Filipino hero who dedicated his life to the ideas and ideals of freedom and nationalism. Racial is worthy of emulation for his education to ideals and studies, standards of morality, actions, behavior, thinking, aims, ethics, respect for law, parent's, other people, country, and to use lives more productively. Racial had shown greatness, his greatness was manifested in many ways not only in his own country but in many foreign countries as well. Racial taught the Filipino the value of hardwood.

Thursday, January 2, 2020

Energy Crisis Interrelated to Global Warming....

Energy Crisis Interrelated to Global Warming. Photovoltaic Cell – A Possible Solution Abstract- The world’s energy crisis has worsened in recent years, as oil prices dramatically increased due to the limited amount of available oil. Global warming is considered as a byproduct of energy crisis, because as oil continues to burn in the refining process, CO2 is constantly emitted to the atmosphere at a fast rate and in heavy concentrations, which in turn, worsens the global warming situation. Photovoltaic cell technology converts sunlight into direct current electricity. This source can be a possible solution to solve the energy crisis as well as the global warming issue. Introduction- Energy crisis has remained a top concern in†¦show more content†¦One of the possible solutions to solve these problems is the replacement of renewable energy, solar energy, which converts sun energy directly to usable energy such as electricity. This will possibly slow down the process of energy crisis and global warming. 3 Results and Discussion- Almost everything in our daily lives depends on oil as a major energy source, automobiles, freeways, commutes, air travel, food and heater/air conditioning. Since the production of oil is considered cheap and convenient in economic terms, people rarely consider alternative sources of energy. Until recently, the energy crisis has worsened. This is indicated by the rising of oil prices. The world, especially the U.S. is highly depending on the Middle Eastern oil because oil productions in other places are constantly declining. Not only city residents are dependent on oil, but also the farmers. Farmer represents 2% of the American population, but they can produce enough food for the rest of the 98% of the population due to the help from the oil-powered machineries. It is estimated that it takes approximately one ton of oil to produce one steer. (The Coming World Energy Crisis, 2005). Since oil is a non-renewable energy source, the oil production will definitely be depleted. The world ha s already consumed about half of the endowment of oil, and the discovery rate for new oil has decreased in the past 40 years. As the world population increases, the corresponding